Disclaimer

1. Financial & Investment Calculators Disclaimer

All financial calculators on FreeToolkit — including EMI Calculator, SIP Calculator, GST Calculator, Loan Calculator, and Discount Calculator — are provided strictly for general educational, estimation, and illustrative purposes only.

• Results produced by these calculators are mathematical approximations and may not account for all variables such as processing fees, taxes, insurance, or real-time market fluctuations.
• These tools do not constitute certified financial, tax, investment, or legal advice.
• Always consult a qualified financial advisor, chartered accountant, or tax professional before making binding financial commitments based on calculator estimates.

2. Health & Wellness Calculators Disclaimer

Health-related tools such as the BMI Calculator and Age Calculator are for general informational purposes only.

• BMI results are statistical estimates and do not account for individual factors such as muscle mass, bone density, age, or ethnicity.
• These tools do not provide medical diagnoses or replace consultation with a licensed healthcare professional.
• Always seek the advice of a qualified physician for any health-related decisions or concerns.

3. File Conversion, Compression & Developer Tools

FreeToolkit provides tools for PDF manipulation, image conversion, and developer formatting (JSON, JWT, Base64, Regex).

• While our tools use modern algorithms to ensure high fidelity and lossless rendering where possible, we cannot guarantee that every file conversion or compression will be 100% accurate for all file structures.
• Users are strongly advised to maintain original backup copies of all files prior to performing any file modifications or conversions.
• FreeToolkit assumes zero liability for corrupted files, lost formatting, or data loss occurring during file operations.

4. Accuracy of Information & "As-Is" Provision

All content, tools, and materials on FreeToolkit are provided "as is" and "as available" without any representations or warranties, express or implied. While we strive to maintain uninterrupted service and accurate algorithmic calculations, errors, server downtimes, or inaccuracies may occasionally occur.

5. Third-Party Advertising & External Links

FreeToolkit displays third-party advertisements served by Google AdSense and may contain links to external third-party websites or services.

• We do not control, endorse, or verify the claims, products, or services promoted in third-party advertisements or external websites.
• Clicking on external links or advertisements is done at your own discretion and risk.
• We are not responsible for the content, privacy policies, or practices of any third-party websites.

6. Limitation of Liability

Under no circumstances shall FreeToolkit, its creators, contributors, or hosting providers be held liable for any damages, losses, or legal claims resulting from the use of, or inability to use, this website, its tools, calculators, or any information contained herein.

7. Contact Regarding Disclaimers

If you have questions about this Disclaimer, please reach out through our Contact Page or email us at support@freetoolkit.online.